Regulatory Updates

IRDAI circulars and what they mean for policyholders.

Health insurance premium calculation showing GST removed from the total
Regulatory Updates2 min read

Health insurance premiums lost 18% GST. What that actually saved you

Individual health insurance premiums became GST-exempt on 22 September 2025, removing 18% from every retail policy. The saving is real but not evenly distributed, and it changes the maths on raising your cover.

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